+971 4 324 34 34
What to do next?
We develop personalized covers based on the business & client's requirements. Please contact our customer service for inquiries or fill and submit contact request.
Employer’s liability 
As a leading International Insurer in the GCC market, AXA Insurance (Gulf) offers complete protection to you as an Employer if you are held liable AT LAW to pay compensation when the employee proceeds against you for any accidental bodily injury and / or disease caused during the course of the employment.
In addition to the compensation awarded by the Courts, this policy also covers legal costs and expenses.
The policy can be modified to suit your requirements depending on the number of employees and the type of work performed by them (Please see key befits for detail)
What to do next?
We develop personalized covers based on the business & client's requirements. Please contact our customer service for inquiries or fill and submit contact request.
Key benefits
When taken together with the Workmen Compensation policy, this policy offers total protection to you as an Employer.
This policy can be extended to cover employee to employee liability, social and sports activities arranged by the employer (excluding hazardous sports), and work during weekends, public holidays and overtime, if any.
If you have employees working in other GCC countries, our policy can be extended to provide coverage as per the jurisdiction of those GCC countries
Our policy can also be extended to cover worldwide business trips (non-manual) undertaken by your employees
AXA Gulf offers competitive terms giving you maximum value for money and rewarding you for good claims experience
What to do next?
We develop personalized covers based on the business & client's requirements. Please contact our customer service for inquiries or fill and submit contact request.
Product details
This policy is specially designed to protect the employers, when the employee proceeds against the employer seeking compensation under Common Law and/or Shariah Law for any accidental bodily injury and / or disease caused during the course of the employment.
The major exclusions under the policy are:
- Injury or disease caused by willful act of the employer
- Contractual liability, fines and penalties
- Sickness or disease other than occupational disease specified under the Workmen’s Compensation Laws
- Asbestos related claims
- War and Terrorism
- Electromagnetic Field ( EMF ) Exclusion
- Genetically Modified organism ( GMO ) Exclusion
The limit of Indemnity should be fixed taking into account the number of employees, their occupations, salaries and nationalities
Sun to Thu 8am to 5pm.
Ground Floor, Wafi Residence, Opposite Dubai Health Care City, Oud Metha Road
Telephone: +971 4 324 34 34
in the Gulf
