Comprehensive General Liability

Comprehensive General Liability

Comprehensive General Liability policy is an umbrella cover designed to protect the insured against legal liability to third parties arising out of their business activities.

The policy is ideally suited for medium and large enterprises involved in manufacturing, processing and servicing

The policy has four coverage sections:

• Section 1: Public & Advertising liability
• Section 2: Sudden & Accidental pollution and Contamination liability
• Section 3: Product & Completed Operation Liability
• Section 4: Employer’s Liability

The insured is free to choose the sections except for Section 1 - Public & Advertising liability which is compulsory

Key Benefits

• Umbrella cover to suit most of your liability insurance requirement under a single policy
• Well Structured Lay Out / Unambiguous Wording - Real Contributory Policy
• Includes Advertising Liability, Agreed Clean-up Costs, Bail Bonds Constitution Costs
• Option to choose Territory and Jurisdiction (US extension avail.)
• AXA’s Global expertise can be utilized in litigation matters
• AXA policies are designed to satisfy the requirements of local/free zone authorities
• Our presence across GCC (except Kuwait)

Product Details

The policy has four sections:

• Section 1: Public & Advertising liability
  
  This section protects against legal liability to third parties for personal injury, damage to property, trespass, nuisance or interference caused by an occurrence while engaged in carrying out the business.
• Section 2: Sudden & Accidental pollution and Contamination liability
  
  This section protects against legal liability to third parties in respect of bodily injury or damage to property, trespass, nuisance or interference caused by sudden and accidental pollution or contamination in connection with the business within the coverage territory
• Section 3: Product & Completed Operation Liability
  This section covers all sums (inclusive of defense costs) which the insured becomes legally liable to pay as damages as a consequence of:
  • death/ bodily injury or disease to any third party. 
  • damage to property belonging to a third party.
    caused by nature or condition of any product manufactured, constructed, erected, sold, supplied, and/or serviced by the insured and/or his employees while engaged in the business
• Section 4: Employer’s Liability
  
  This section protects the Employer against legal liability to his employees for accidental bodily injury or disease caused in the course of employment and in the business. The indemnity provided by this section is in accordance with the Sharia Law and or Common Law pertaining to liability to Employees.