Sail Master Plus

[S] Skip navigation


Header image

 

What to do next?

Request a yacht insurance quotation online !

Useful Downloads

If you want to navigate with peace of mind Switch
Sail with AXA's Sail Master Plus

Stormy seas over the horizon? with AXA you can relax and enjoy smooth sailing.

Whether you are cruising along the coast, out fishing, racing or simply having fun, don’t let your plans get washed overboard by unexpected events.

AXA's Sail Master Plus covers the cost of accidental loss or damage to your boat, engine, onboard possessons and your liabilities to third parties leaving you free to relax and enjoy your leisure time.

Sail Master Plus provides comprehensive and third party liability insurance protection. It insures your boat, machinery and trailer against loss, damage or theft either at sea, whilst moored, kept on land or whilst in transit.

Several optional covers can be selected to suit your sailing requirements:
> Comprehensive Cover
> Third Party Liability Only
 >
 Racing
>
Waterskiing (personal effects including cash personal accident)

Did you know?  
> AXA is the largest non-life international insurer in the Gulf Region
> AXA Gulf has more than 500,000 customers

 

What to do next?

Request a yacht insurance quotation online !

Useful Downloads

Sail master plus Switch

AXA Sail Master Plus covers the cost of accidental loss or damage to your boat, engine, onboard possessions and your liabilities to third parties leaving you free to relax and enjoy your leisure time.

Whether you are cruising along the coast, out fishing, racing or simply having fun, don’t let your plans get washed overboard by unexpected events. With AXA Sail Master Plus you can have peace of mind wherever you go.

AXA Sail Master Plus provides comprehensive and third party liability insurance protection. It insures your boat, machinery and trailer against loss, damage or theft either at sea, whilst moored, kept on land or whilst in transit.

Coverage Yacht insurance
Comprehensive cover including own damage and third party liabilities Yes
Third party only Yes
Uninsured boater coverage Yes
Search and rescue Yes
No claim bonus with bonus protection Yes
Personal effects including cash Optional
Personal accident Optional
Racing Optional
Water skiing Optional
Cruising Range Extension Optional

 

 

What to do next?

Request a yacht insurance quotation online !

Useful Downloads

Quick guide to your cover Switch 

1. Comprehensive cover
It does not matter whether you own a small runabout, cruiser, or racing yacht, Sail Master Plus is designed to meet the needs of all boat owners.

Own damage

  1. We provide cover for loss of or damage to the vessel, machinery and insured equipment directly caused by:
    1. Accidental means, such as stranding, sinking, stress of weather, fire, lightning, collision, contact with any external objects;
    2. Latent defects in the hull or machinery; Negligence of any person whatsoever.
  2. Theft of the entire vessel, or following forcible entry into the vessel or store, theft of machinery, fittings or equipment.
  3. Theft of or dropping off of outboard motor when fitted to the vessel provided it is securely locked to the vessel with an anti-theft device.
  4. Loss or damage to the vessel whilst in transit within the country in which vessel is moored
  5. Salvage and sue and labour charges.

 

2. Third party
We give you protection for your legal liability if you accidentally cause loss of life or injury to others or damage to third party property for up to us$ 500,000 any one accident. Cover over us$ 500,000 upto us$ 1 million can be considered if specifically required.

 

 

Optional covers

Personal effects including cash (Vessels used for private and pleasure purposes only)
We will cover your declared personal effects including cash on board against loss or damage even when the boat is left unattended, but following forcible or violent entry into the vessel.

Personal accident (Vessels used for private and pleasure purposes only)
We will cover you or your spouse for accidental physical injury, death or disappearance for upto USD 50,000, resulting from the use of the insured vessel. In addition we will pay for any medical expenses incurred in this connection.

Personal effects (with comprehensive cover only)
We will cover your declared personal effects against loss or damage even when the boat is left unattended, following forcible or violent entry into the vessel.

Racing
When you are participating in a regatta or an official race, under a comprehensive cover, we will cover up to 2/3rds of the replacement value of mast, spars, sails and rigging in the event of accident.

Water skiing
We will cover the legal liability to or of water arrange specific extensions for your voyages

Additional covers

Uninsured boater coverage (Vessels used for private and pleasure purposes only)
We will cover you for the third party bodily injury suffered by you on board your vessel, caused by an uninsured owner or operator of another vessel. Cover is limited to a maximum of USD 50,000 any one event.

Search and rescue
We will pay for Search and Rescue expenses in relation to the Insured vessel or persons provided by public or private rescue services or professional salvors approved by relevant authorities. Cover is limited to a maximum of USD 25,000

No claim bonus with bonus protection (Vessels used for private and pleasure purposes only)
No Claim Bonus upto 30% will be allowed as per AXA Scale, with a provision to protect the maximum earned bonus in the event of a claim occurring during the currency of the policy or in a subsequent year.

 

Standard cruising range

All vessels less than 20 feet
Within 40km radius of permanent mooring or if launched elsewhere 40km radius from place of launching providing range does not extend to territorial waters of any other country.

All vessels 20 feet and over

 

  1. Arabian Gulf and Oman based vessels: Arabian Gulf not north of 27 degrees N (but excluding Iranian territorial waters), plus Gulf of Oman. For Oman based vessels cruising range is extended to include Oman territorial waters.
  2. Red Sea based vessels: Saudi territorial waters

Cruising range extension (optional)
If you want to sail the ‘Seven Seas’, we can arrange specific extensions for your voyages


Main exclusions

 

  1. Loss of or damage to motor and connections or electrical equipment and batteries caused by heavy weather unless resulting in the vessel being stranded, sunk, on fire or in collision with another vessel, pier or jetty.
  2. Loss of or damage caused by fire or explosion on craft with inboard engines unless automatic or remote controlled fire extinguishers are installed and maintained in working order.
  3. Sails and protective covers split by the wind or blown away whilst set unless occasioned by the vessel being stranded or in collision.
  4. Consumable stores, moorings or fishing gear.
  5. Ship’s boat(s) not permanently marked with the name of the parent vessel.
  6. Loss of or damage to sails, masts, rigging etc. whilst racing, unless caused by stranding,sinking, fire or collision. loss or damage due to other causes (eg. press of sail) may be covered up to two-thirds of such loss or damage whilst racing.(see cover options and question 8 of proposal form)
  7. Loss or damage due to wear, tear and gradual deterioration.
  8. The vessel may only be used for private pleasure purposes unless specially agreed.
  9. Personal effects, unless specially declared and agreed. n.b.personal effects will not be insured on craft under 20ft. in length.
  10. Loss, damage, expenses, liability in respect of nuclear risks.

Special exclusions for speedboats

 

  1. Loss or damage whilst the vessel is left unattended off any exposed beach or shore.
  2. Loss or damage during any official race or speed test.
  3. Loss or damage to rudder, strut, shaft or propeller caused by heavy weather, water, or contact other than with another vessel, pier or jetty.
  4. Loss or damage whilst under way unless the proposer or other competent person is on board and in control.
  5. Liability to or of persons towed on water skis. (unless requested, see point 6 of proposal form).

 

 

What to do next?

Request a yacht insurance quotation online !

Useful Downloads

Key benefits Switch

Instant cover
You can be covered immediately from the time that the proposal form application is accepted.

Fast and fair claim settlement
AXA will not make heavy weather of your claims. With a reputation for superior customer service, claims receive prompt and fair payment.

+971 4 324 34 34

Sun to Thu 8am to 5pm.

Building 11 A&B, National Consultative Council Complex,
Delma Street, (Street No. 13)
Al Nahyan Camp Area

Telephone: +971 2 495 79 99


OmanKSAUnited Arab EmiratesQatarBahrainQatarBahrain