Car Insurance from AXA

Drive with peace of mind
Switch to AXA car insurance

Quick and affordable car insurance
Whether you need to insure your first car or renew your existing car insurance, AXA can provide a range of car insurance policies to suit your requirements, all offering great product benefits at a price you can afford.

We offer four levels of cover:
> Motor Executive                 > Motor Perfect
> Third-Party                        > Third Party Fire and Theft

The cost of insurance depends on the cover you need and your "No Claims Bonus" that you have earned over the years.

Offer available to:

> Drivers who are over 25 years of age
> Drivers with minimum 1 year UAE driving license or 2 years
   from transferable countries
> Vehicles registered in individuals name for personal use
> Vehicle less than 7 years old from first registration

Did you know?
> AXA is the largest non-life international insurer in the Gulf Region
> AXA gives the best price for the best drivers (up to 50% discount for proven claim-free drivers)
> AXA has a unique online solution: get a free quote in less than 1 minute, purchase it or renew your policy online

If you are an experienced, careful driver, AXA car insurance is right for you.

Product summary

Comprehensive insurance

1) Motor Perfect

2) Motor Executive (Full comprehensive cover)

Third Party insurance

3) Third Party Liability 
 > Protection against your legal liability to Third Parties
       in respect of death, bodily injuries or damage to property

 > AED 3.5 million (each) liability limits for Third Party Bodily Injury
       and Third Party Property Damage 

4) Third Party Liability + Fire & theft insurance
 > Coverage against any loss/damage to the insured vehicle
      caused due to Fire or Theft (along with the above cover)

 

(All above limits are in AED)
* For the first two years of the car and extendable to five year maximum, subject to an additional premium.

Cover details 

Loss of or Damage to your vehicle
Cover for any accidental loss or damage to your vehicle and its accessories.

Third Party Bodily injury
Cover for your legal liability in the event that you have to pay compensation for any bodily injury to or death of a third party following an accident.

Third Party Property Damage
Cover for your legal liability in the event that you have to pay compensation for damage to materials and property following an accident.

Medical Expenses
A limited cost of medical treatment incurred as a direct result of an accident when using the insured vehicle.

Personal Belongings
Cover for the value of loss or damage caused to your personal belongings whilst in the insured vehicle.

Natural Perils (Storm/Flood)
Your policy cover extends to include accidental loss of or damage to the Vehicle caused by natural perils such as storm and flood.

Off-road cover
If your vehicle has off-road capability, your insurance policy is extended to cover you whilst you are off-road.

Oman Extension
All our policies provide automatic cover whilst temporarily being driven in the Sultanate of Oman.

Agency repair
Repair to accidental damage of the insured vehicle at the manufacturer's authorized dealers within the UAE.

Hire car + AXA Valet
Hire Car cover provide an AXA hire car for a maximum period of seven days whilst your vehicle is being repaired following an accident. This is supported with AXA’s Valet service of delivering the hire car to your home/office and collecting your damaged vehicle.

24 hour Accident & Breakdown recovery
Extensive breakdown and accident recovery 365 days a year, 7 days a week to your vehicle and any private vehicle in which you are travelling.

Personal Accident cover for driver
Compensation to the driver of the vehicle in the event of death or serious bodily injury sustained whilst using the vehicle.

Personal Accident cover for passengers
Compensation to the passengers in the vehicle in the event of death or serious bodily injury sustained whilst using the vehicle.

GCC cover
Under this cover, the loss of or damage to your vehicle is extended to all GCC countries. This does not include third party liability cover, which must be purchased separately at the border.

No Claims Discount (NCD) protection
This cover enables you to protect the benefit you have gained through accruing claims free years.

Key benefits

Extensive third party liability
Passengers and family members have unlimited injury cover should you be held legally liable.

No claims bonus 
Get up to 50% discount, if you can prove you are claims-free.

Internet Service 
Get an instant quote, pay and renew online at www.axa-gulf.com

24h accident and breakdown recovery 
 All our policy holders receive extensive breakdown and accident recovery 365 days a year, 7 days a week.

Quick and easy claims service 
 Open your claim over the the phone 24/7, call 800 2924 

AXA Valet Service:
We will deliver a rental car to your home or office and pick up your damaged car. You can use the rental car while your car is being repaired.

Guaranteed repairs 
All our repairs are guaranteed for 12 months from the date of repair.