Car Insurance from AXA

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Switch to AXA car insurance

Quick and affordable car insurance

Whether you need to insure your first car or renew your existing car insurance, AXA can provide a range of car insurance policies to suit your requirements, all offering great product benefits at a price you can afford.

We offer six different products: 

> Motor Prestige
> Motor Executive
> Motor Perfect
> Motor Select
> Third-Party Fire & Theft
> Third-Party


The cost of insurance depends on the cover you need and your "No Claims Bonus" that you have earned over the years.

Offer available to:

> Drivers who are between 25 years old and 65 years old
Drivers with minimum 1 year UAE driving license or 2 years
   from transferable countries
> Vehicles registered in individuals name for personal use
> Vehicle less than 10 years old from first registration

Did you know?
> AXA is the largest non-life international insurer in the Gulf Region
> AXA gives the best price for the best drivers (up to 50% discount for proven claim-free drivers)
> AXA has a unique online solution: get a free quote in less than 1 minute, purchase it or renew your policy online

If you are an experienced, careful driver, AXA car insurance is right for you.

Currency: AED

Benefits

Motor Select

Motor Perfect

Motor Executive

Motor Prestige

Third Party Bodly Injury

Unlimited

Unlimited

Unlimited

Unlimited

Third Party property damage

3,500,000

3,500,000

5,000,000

5,000,000

No claim discount

Yes

Yes

Yes

Yes

24 hour accident and breakdown recovery

Yes

Yes

Yes

Yes

Guaranteed repairs

Yes

Yes

Yes

Yes

Agency repair

No

2 years*

5 years

5 years

Repairs at AXA Approved Workshops

Yes

Yes

Yes

Yes

Hire Car benefit

Optional 7 days

Optional 7 days

 Yes

7 days

Yes AED 1,500

Driver’s Personal Accident

Optional AED 200,000

Optional AED 200,000

Yes AED 200,000

Optional AED 350,000

Passengers’ Personal Accident

Optional AED 200,000

Optional AED 200,000

Yes AED 200,000

Optional AED 200,000

Emergency Medical Expenses

No

3,500

6,000

6,000

Riot, Strike, Storm and Flood

No

Yes

Yes

Yes

Off-road cover

No

Yes

Yes

Yes

Oman Cover

Optional

Yes

Yes

Yes

GCC Cover

No

Optional

Yes

Optional



* Available for the first two years from the first car registration and extendable up to five years maximum, subject to no claims and an additional premium.

Benefits

TPL

TPL Fire & Theft

Third Party Bodly Injury

Unlimited

Unlimited

Third Party property damage

Optional AED 200,000

Optional AED 200,000

Fire & Theft

Yes

Yes

Driver’s Personal Accident

Optional AED 200,000

Optional AED 200,000

Passengers’ Personal Accident

Optional AED 200,000

Optional AED 200,000

Roadside Assistance

Yes

Yes

Automatic Covers applicable to TPL

Yes

Yes

 



 

Cover details Switch

Please refer to the policy booklet for full terms and conditions.

Loss of or Damage to your vehicle
Cover for the accidental loss of or damage to the insured vehicle due to an insured peril.

Third Party Bodily injury
Cover for your legal liability in the event that you have to pay compensation for any bodily injury to or death of a third party, following an accident.

Third Party Property Damage
Cover for your legal liability in the event that you have to pay compensation for damage to materials and property, following an accident.

Medical Expenses
Cover for a limited amount of medical treatment incurred as a direct result of an accident when using the insured vehicle.

Personal Belongings
Cover for the value of loss or damage caused to your personal belongings whilst in the insured vehicle.

Natural Perils (Storm/Flood)
Your policy cover extends to include accidental loss of or damage to the Vehicle caused by natural perils such as storm and flood.

Off-road cover
If your vehicle has off-road capability, the policy is extended to cover you whilst you are off-road.

Oman Extension
Cover whilst temporarily being driven in the Sultanate of Oman.

Agency repair
Repair of accidental damage of the insured vehicle at the manufacturer's authorized dealers within the UAE.

Hire car + AXA Valet
Hire Car facility at the time of a covered accident. This is supported with AXA’s Valet service which will deliver the hire car to your home or office and also collect the hire car once your car’s repairs are complete.

Roadside Assistance
Extensive breakdown and accident recovery 365 days a year, 7 days a week to your vehicle and any private vehicle in which you are travelling. We also commit to reaching the breakdown site within an hour of request otherwise we will pay you AED 150*.

Personal Accident cover for driver
Compensation to the driver of the vehicle in the event of death or serious bodily injury sustained whilst using the vehicle.

Personal Accident cover for passengers
Compensation to the passengers in the vehicle in the event of death or serious bodily injury sustained whilst using the vehicle.

GCC cover
Under this cover, the loss of or damage to your vehicle is extended to all GCC countries. This does not include third party liability cover, which must be purchased separately at the border.

No Claims Discount (NCD) protection
This cover enables you to protect the benefit you have gained through accruing claims free years.





*within the urban areas of Dubai & Abu Dhabi 

Key benefits Switch

Wide-ranging third party liability
Your legal liability is covered beyond the minimum legal requirements in terms of the limit and the cover. Depending on the product, you can be protected up to AED 5m for any third party property claims and also will have unlimited injury cover for your passengers in the event of a road traffic accident should you be held legally liable.

No claims bonus 
Get up to 50% discount, if you can prove you are claims-free.

RTA registration renewal 
As a RTA trusted agent we can help you renew your car registration for free. If your car is more that 3 years old, we can pick up and deliver your car to RTA for inspection to renew the registration.

Quick and easy claims service 
Open your claim 24/7 over the phone on 800 4845 or online. For claim information Click here

Claims single point of contact
For Motor Prestige customers only, all claims are handled by a single point of contact managed by senior claims professionals through a dedicated toll free number and email ID, in order to provide a unique claims service, recovery arrangement, hire car service and pick-up and delivery at workshop.

AXA Priority Repair Service
For customers who need to get their car back on the road as soon as possible, our service guarantees to start the repairs in no delays when you drop your car at AXA's workshops.

Guaranteed repairs 
All our repairs are guaranteed for 12 months from the date of repair.

800 48 45

Sun to Wed 8am to 8pm
Thu 8am to 5pm & Sat 8am to 6pm

Building 11 A&B, National Consultative Council Complex,
Delma Street, (Street No. 13)
Al Nahyan Camp Area

Telephone: +971 2 495 79 99


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