What to do next?
We develop personalized covers based on the business & client's requirements. Please contact our customer service for inquiries or fill and submit contact request.
AXA 
redefining health insurance for Small and Medium Enterprise
AXA has designed healthcare insurance plans to protect you, your family but also your employees and their dependants.
AXA offers International, Regional and Local healthcare plans through 5 base plans for group starting with only 2 employees. In addition we have developed a set of benefits variations that will allow you to fine-tune your health insurance plans to match your expectations.
Because we understand that your company will only achieve its goals if supported by a healthy workforce, AXA designed healthcare insurance solutions specifically catering small and medium businesses needs and budget.
As a small and medium enterprise you may have your entire activity located in one of the GCC country or you may have offices spread in all GCC countries. Similarly your employees may be residing and working in only one country but they may also be travelling across the world.
In any case AXA has a suitable healthcare insurance plan that caters with your business challenges and constraints whilst providing benefits of international standard.
And beyond the coverage offered, all our small and medium enterprise corporate customers benefit fully from the support of our medical platform servicing over 300,000 members in the GCC.
Did you know?
- AXA health plans are fully authorized by the health regulator of the Emirate of Abu Dhabi (HAAD) and also by the health regulator of the Kingdom of Saudi Arabia (CCHI)
- AXA will support you 24/7 anywhere in the world
What to do next?
We develop personalized covers based on the business & client's requirements. Please contact our customer service for inquiries or fill and submit contact request.
Key benefits 
According to the plan you will select, you will have access to numerous AXA advantages starting with:
- AXA worldwide network of hospitals for in-patient treatment
- AXA network of hospitals for out-patient treatment throughout the Gulf Region including over 1,300 hospitals, clinics and pharmacies which is expanding constantly
- AXA Medical Service Operations which mission is to support you 24/7
- All waiting period except the one for Pregnancy and delivery are waived for groups of 10 employees and over
- 2 installment plans (subject to 3% loading only)
Under AXA’ healthcare plans all main benefits are covered such as:
- In-patient and Out-patient cover
- Pre-existing conditions* and Maintenance of chronic conditions*
- Pre and post-natal complication and Pregnancy and delivery*
- Routine dental treatment* & **
- And many other benefits
*subject to waiting period
** under specific products onlyor according to benefits variations
What to do next?
We develop personalized covers based on the business & client's requirements. Please contact our customer service for inquiries or fill and submit contact request.
Product details
International Plans
You will find below the main benefits pertaining to our AXA Healthcare international, regional and local plans. In addition we have indicated the available variations for you to fine-tune your healthcare propositions if your company has 10 or more employees. With these variations you may adjust your deductible, your network or add dental benefits whenever it is not already included.
For a complete review, please contact us or download from the blue box the AXA sales brochure and AXA direct billing network of medical providers
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Benefits
|
Global 1
|
Global 2
|
|
Annual Limit
|
AED 5,000,000
|
AED 2,500,000
|
|
Area of cover
|
Worldwide
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Worldwide excluding USA
|
|
Pregnancy and Delivery up to*
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AED 40,000
|
AED 25,000
|
|
In-patient Direct Billing network
|
STAR Plus
|
STAR
|
|
Out-patient Direct Billing network*
|
STAR Plus
|
STAR
|
|
Deductible
|
Nil
|
AED 100
|
|
Routine dental care up to*
|
AED 4,000
|
Optional for group above 10
|
|
Pre-existing conditions up to*
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AED 5,000 for the first 2 years and then AED 10,000
|
AED 5,000 for the first 2 years and then AED 10,000
|
|
Maintenance of chronic conditions up to*
|
AED 5,000 for the first 2 years and then AED 50,000
|
AED 5,000 for the first 2 years and then AED 50,000
|
*Subject to waiting period
Available variations for International health plans for groups of 10 employees and over
|
Benefits
|
Global 2
|
|
In-patient Direct Billing network
|
STAR Plus
|
|
Out-patient Direct Billing network*
|
STAR Plus
|
|
Routine dental care up to
|
AED 3,000
|
|
Deductible
|
AED 50
|
*Subject to waiting period
Regional Plans
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Benefits
|
Regional 1
|
Regional 2
|
|
Annual Limit
|
AED 1,000,000
|
AED 500,000
|
|
Area of cover
|
Middle East, North Africa, Indian sub-continent and South-East Asia
|
|
In-patient Direct Billing network
|
STAR
|
STAR
|
|
Out-patient Direct Billing network*
|
STAR
|
STAR
|
|
Deductible
|
AED 100
|
AED 100
|
|
Pregnancy and Delivery up to*
|
AED 25,000
|
AED 25,000
|
|
Routine dental care up to*
|
AED 2,000
|
Optional for group above 10
|
|
Pre-existing conditions up to*
|
AED 2,500 for the first 2 years and then AED 5,000
|
AED 2,500 for the first 2 years and then AED 5,000
|
|
Maintenance of chronic conditions up to*
|
AED 2,500 for the first 2 years and then AED 25,000
|
AED 2,500 for the first 2 years and then AED 25,000
|
*Subject to waiting period
Available variations for Regional health plans for groups of 10 employees and over
|
Benefits
|
Regional 1
|
Regional 2
|
|
In-patient Direct Billing network
|
STAR Plus
|
No variation
|
|
Out-patient Direct Billing network*
|
STAR Plus
|
No variation
|
|
Routine dental care up to*
|
Already included
|
AED 2,000
|
|
Waiting period for pregnancy and delivery
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No variation
|
12 months instead of 24
|
|
Deductible
|
AED 50
|
AED 50
|
*Subject to waiting period
Local Plan
|
Benefits
|
Local
|
|
Annual Limit
|
AED 1,000,000
|
|
Area of cover
|
One of the GCC countries (Except Kuwait)
|
|
In-patient Direct Billing network
|
STAR
|
|
Out-patient Direct Billing network*
|
DIAMOND
|
|
Deductible
|
AED 50
|
|
Pregnancy and Delivery up to*
|
AED 25,000
|
|
Routine dental care up to*
|
Optional for group above 10
|
|
Pre-existing conditions up to*
|
AED 2,500 for the first 2 years and then AED 5,000
|
|
Maintenance of chronic conditions up to*
|
AED 2,500 for the first 2 years and then AED 25,000
|
*Subject to waiting period
Available variations for Local health plan for groups of 10 employees and over
|
Benefits
|
Local
|
|
Routine dental care up to
|
AED 2,000
|
|
Waiting period for pregnancy and delivery
|
12 months instead of 24
|
*Subject to waiting period
In order to find more information please download our sales brochures or general terms and conditions.