Car Insurance from AXA

Drive with peace of mind
Switch to AXA car insurance

Quick and affordable car insurance
Whether you need to insure your first car or renew your existing car insurance, AXA can provide a range of car insurance policies to suit your requirements, all offering great product benefits at a price you can afford.

We offer five levels of cover:
> Motor Executive
> Motor Perfect
> Motor Unified / Comprehensive
> Third Party Fire and Theft, Bulglary & Malicious Damage
> Third-Party

The cost of insurance depends on the cover you need and your "No Claims Bonus" that you have earned over the years.

Offer available to:
> Special offers for drivers who are over 25 years of age
> Drivers with minimum 2 year GCC driving license or with
   transferable license
> Vehicles registered in individuals name for personal use
> Vehicles age is less than 7 years old from first registration

Did you know?
> AXA is the largest non-life international insurer in the Gulf Region
> AXA gives the best price for the best drivers with proven claims-freee record

If you are an experienced, careful driver, AXA car insurance is right for you

Product summary

Comprehensive insurance

1) Motor Executive
Our top of the range product for those with proven no claim record. Many more benefits added to Motor Perfect cover including 5 years dealer repair and 5 years nil depreciation, extension for GCC (vehicle damage cover), etc.

2) Motor Perfect
This is our minimum standard recommended and customized insurance. Cover is Unified Motor plus many added benefits including 2 year dealer repair and 2 year nil depreciation for new vehicles 

3) Unified Motor
Standard comprehensive cover as prescibed by law covering Third Party Liability + Damage to your car due to accidents and other perils including STF + Personal Accident to Driver & Passengers

Third Party insurance

4) Third Party Liability + Fire & theft insurance
Protection against your legal liability to Third Parties in respect of death, bodily injuries or damage to property with limits of liability set by law + extension to cover Fire, Theft, Burglary & Malicious Damage of your vehicle

5) Third Party Liability
Protection against your legal liability to Third Parties in respect of death, bodily injuries or damage to property with limits of liability set by law only.

Cover details

Loss of or Damage to your vehicle
Cover for accidental loss or damage to your vehicle and its integral accessories.

Third Party Bodily injury
Cover for your legal liability in the event that you have to pay compensation for any bodily injury to or death of a third party following an accident involving the insured vehicle.

Third Party Property Damage
Cover for your legal liability in the event that you have to pay compensation for damage to materials and property of a third party following an accident involving the insured vehicle.

Medical Expenses
A limited cost of medical treatment incurred by the occupants of the insured vehicle as a direct result of an accident.

Personal Belongings
A limited cover to compensate you for loss or damage to your personal belongings whilst in the insured vehicle.

Natural Perils (Storm/Tempest/Flood)
Your comprehensive policy includes loss of or damage to the insured vehicle caused by natural perils such as storm, tempest, flood, cyclone, earthquake.

Off-road cover
If your vehicle has off-road capability (4wd), your insurance policy is extended whilst you are off-road.

Geographical Extension
Our policies can be extended whilst temporarily being driven in the UAE or other GCC Countries.

Agency repair
Accidental damage repairs of the insured vehicle at the manufacturers authorized dealers within the Oman as per the terms of the policy.

Hire car
Our policies can be extended to provide for a hire car whilst your vehicle is undergoing repairs following an accident.

24 hour Accident & Breakdown recovery
Extensive breakdown and accident recovery assistance is available - 24 hours a day &  365 days a year.

Personal Accident cover for driver & passengers
Standard cover under our Comprehensive plans and optional for Third Party covers. Compensation (as per a standard scale) to the driver & passengers of the insured vehicle in the event of death or disablement as a result of a road accident.

GCC cover (in-built free cover for AXA Motor Executive policy)
Under this cover, loss of or damage to your vehicle is extended to all GCC countries. This does not include third party liability cover, which must be purchased separately.

No Claims Discount (NCD) protection
This cover enables you to protect the benefit you have gained through accruing claims free years.

Key benefits

Extensive third party liability
Passengers and family members have unlimited injury cover should you be held legally liable. Enhanced limit under Perfect & Executive for Motor Third Party claims. 

No claims bonus
Get a substantial discount, if you can prove you are claims-free.

Internet Service
Online quote request at www.axa-gulf.com.

24h accident and breakdown recovery
Our comprehensive policy holdrs receive extensive breakdown and accident recovery 365 days a year, 7 days a week.

Quick and easy claims service
Open your claim over the phone, call 24400160
Receive claim number and status by SMS

Guaranteed repairs
All our repairs are guaranteed for 12 months from the date of repair.